Plan Snapshot
- Plan Sponsor: River Oak Center For Children
- Sponsor EIN: 942519001
- Sponsor Address: 5445 LAUREL HILLS DR, SACRAMENTO, CA, 95841
- Plan Type: 403(b)
- Total Participants: 142
- Total Assets: $8.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 142 | $8.8M | $369,426 | $447,652 |
| 2023 | 139 | $7.4M | $344,359 | $407,181 |
| 2022 | 144 | $6.8M | $313,691 | $368,596 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPFINANCIAL PARTNERS LLC | NONE | $35,674 | — | $35,674 |
| AMERICAN UNITED LIFE INSURANCE CO | NONE | $2,420 | $30,830 | $33,250 |
| HARRINGTON GROUP LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $68,924
- Estimated Expense Ratio: 0.780% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $38,685 | $35,674 | $3,011 | — | — |
| 2023 | $33,956 | $29,441 | $4,515 | — | — |
| 2022 | $30,874 | $26,947 | $3,927 | — | — |