Plan Snapshot
- Plan Sponsor: River City Equipment Rental & Sales, INC.
- Sponsor EIN: 208799242
- Sponsor Address: 124 1ST AVENUE SOUTH, FRANKLIN, TN, 37069
- Plan Type: 401(k)
- Total Participants: 382
- Total Assets: $7.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 382 | $7.7M | $1.2M | $1.7M |
| 2023 | 377 | $4.7M | $896,134 | $1.4M |
| 2022 | 295 | $1.6M | $611,645 | $828,735 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | RECORDKEEPER | $28,214 | — | $28,214 |
| PNC BANK NATIONAL ASSOCIATION | INVESTMENT ADVISORY PLAN | $27,454 | — | $27,454 |
| NOVA 401K ASSOCIATES LP | THIRD PARTY ADMINISTRATOR | $7,725 | $123 | $7,848 |
| METZ CPA PLLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — RECORDKEEPER
- METZ CPA PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $63,516
- Estimated Expense Ratio: 0.823% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $64,076 | — | $64,076 | — | — |
| 2023 | $35,899 | — | $35,899 | — | — |
| 2022 | $9,171 | $9,171 | — | — | — |