Plan Snapshot
- Plan Sponsor: Ripple Junction Design Co., INC.
- Sponsor EIN: 311341799
- Sponsor Address: 6183 CENTRE PARK DR., WEST CHESTER, OH, 45069
- Plan Type: 401(k)
- Total Participants: 98
- Total Assets: $15.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 98 | $15.4M | $337,970 | $737,405 |
| 2023 | 114 | $12.6M | $353,359 | $776,165 |
| 2022 | 109 | $9.6M | $304,591 | $622,793 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PCA INVESTMENT ADVISORY SERVICES | Investment Advisor | $29,896 | — | $29,896 |
| PENSION CORPORATION OF AMERICA | Other Service Provider | $23,439 | — | $23,439 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PCA INVESTMENT ADVISORY SERVICES — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $53,335
- Estimated Expense Ratio: 0.347% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $53,335 | $29,896 | — | — | — |
| 2023 | $40,870 | $22,962 | — | — | — |
| 2022 | $39,644 | $21,274 | $18,370 | — | — |