Plan Snapshot
- Plan Sponsor: Ria Federal Credit Union
- Sponsor EIN: 420495795
- Sponsor Address: 4343 UTICA RIDGE ROAD, BETTENDORF, IA, 527221610
- Plan Type: 401(k)
- Total Participants: 130
- Total Assets: $9.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 130 | $9.9M | $185,758 | $575,558 |
| 2023 | 133 | $9.2M | $188,555 | $542,683 |
| 2022 | 129 | $8.1M | $172,028 | $508,684 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CARPENTIER, MITCHELL, GODDARD & CO. | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $43,072 | — | $43,072 | — | — |
| 2023 | $16,896 | — | $16,896 | — | — |
| 2022 | $4,290 | — | $4,290 | — | — |