Plan Snapshot
- Plan Sponsor: Retirement Unlimited, INC.
- Sponsor EIN: 541278450
- Sponsor Address: 2847 PENN FOREST BLVD, ROANOKE, VA, 24018
- Plan Type: 401(k)
- Total Participants: 1,190
- Total Assets: $13.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,190 | $13.3M | $382,453 | $1.5M |
| 2023 | 1,959 | $12.0M | $370,912 | $1.3M |
| 2022 | 1,959 | $9.9M | $277,858 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PENSION ASSURANCE LLP | Auditor | $30,000 | — | $30,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PENSION ASSURANCE LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $30,000
- Estimated Expense Ratio: 0.225% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $155,121 | $42,670 | $82,451 | $30,000 | — |
| 2023 | $157,902 | $30,000 | $73,902 | $54,000 | — |
| 2022 | $64,183 | $27,172 | $37,011 | — | — |