Plan Snapshot
- Plan Sponsor: Retail Investors Of Texas, Ltd.
- Sponsor EIN: 741471937
- Sponsor Address: 2420 NEDERLAND AVENUE, NEDERLAND, TX, 77627
- Plan Type: 401(k)
- Plan Number: 003
- Total Participants: 1,889
- Total Assets: $35.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,889 | $35.8M | $0 | $0 |
| 2024 | 1,861 | $37.0M | $259,085 | $949,042 |
| 2023 | 810 | $35.4M | $263,692 | $967,340 |
| 2022 | 745 | $30.8M | $274,391 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $68,434 | — | $68,434 |
| BEAUMONT ASSET MANAGEMENT LLC | Investment Advisor | $27,400 | — | $27,400 |
| MARCADO ASSET MANAGEMENT LLC | Investment Advisor | $12,866 | — | $12,866 |
| BROUSSARD & COMPANY, CPA'S L.L.C | Auditor | $7,200 | — | $7,200 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $115,900
- Estimated Expense Ratio: 0.323% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $7,410,879 | $40,266 | — | $7,200 | — |
| 2024 | $125,531 | $51,954 | — | $7,200 | — |
| 2023 | $116,474 | $47,169 | — | $7,200 | — |
| 2022 | $137,153 | — | — | — | — |