Plan Snapshot
- Plan Sponsor: Restpadd, INC.
- Sponsor EIN: 452393705
- Sponsor Address: 2750 EUREKA WAY, REDDING, CA, 96001
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 192
- Total Assets: $2.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 192 | $2.4M | $0 | $0 |
| 2024 | 128 | $1.7M | $161,520 | $233,245 |
| 2023 | 105 | $1.2M | $144,797 | $210,778 |
| 2022 | 98 | $795,035 | $115,608 | $147,707 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ADMIN. GROUP, LLC DBA TAG RESOURCES | Other Service Provider | $12,358 | — | $12,358 |
| TRANSAMERICA FINANCIAL LIFE INS | Other Service Provider | $9,779 | — | $9,779 |
| CETERA INVESTMENT ADVISERS LLC | Investment Advisor | $6,259 | — | $6,259 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $28,396
- Estimated Expense Ratio: 1.206% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $127,829 | $6,259 | $12,358 | — | — |
| 2024 | $23,612 | — | $10,968 | — | — |
| 2023 | $16,883 | — | $8,637 | — | — |
| 2022 | $13,231 | — | $13,231 | — | — |