Plan Snapshot
- Plan Sponsor: Resource Systems Group, INC.
- Sponsor EIN: 020405879
- Sponsor Address: 55 RAILROAD ROW, SUITE 200, WHITE RIVER JUNCTION, VT, 050017177
- Plan Type: 401(k)
- Total Participants: 101
- Total Assets: $24.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 101 | $24.6M | $412,295 | $999,147 |
| 2023 | 100 | $22.2M | $402,038 | $931,794 |
| 2022 | 80 | $20.9M | $368,290 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $47,057 | — | $47,057 |
| THAYER PARTNERS, LLC | INVESTMENT ADVISORY | — | $25,921 | $25,921 |
| GALLAGHER, FLYNN & COMPANY, LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $72,978
- Estimated Expense Ratio: 0.296% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $47,196 | — | $47,196 | — | — |
| 2023 | $41,000 | — | $41,000 | — | — |
| 2022 | $497 | — | $497 | — | — |