Plan Snapshot
- Plan Sponsor: Research Management Consultants, INC.
- Sponsor EIN: 770168450
- Sponsor Address: 5470 VALENTIA, DENVER, CO, 80238
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 154
- Total Assets: $33.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 154 | $33.0M | $854,357 | $1.7M |
| 2023 | 159 | $31.8M | $894,648 | $1.8M |
| 2022 | 177 | $27.0M | $946,798 | $1.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | Investment Advisor | $53,156 | — | $53,156 |
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $41,726 | — | $41,726 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $94,882
- Estimated Expense Ratio: 0.288% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $94,882 | $53,156 | — | — | — |
| 2023 | $121,855 | $44,579 | — | — | — |
| 2022 | $70,350 | — | $70,350 | — | — |