Plan Snapshot
- Plan Sponsor: Refrigeration, A/C & Service Div. (Ua-Nj) Annuity Fund
- Sponsor EIN: 222585171
- Sponsor Address: PO BOX 1028, WEST TRENTON, NJ, 086280230
- Plan Type: DC
- Plan Number: 002
- Total Participants: 2,308
- Total Assets: $417.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,308 | $417.7M | $18.1M | $0 |
| 2023 | 2,304 | $381.4M | $16.9M | $0 |
| 2022 | 2,128 | $332.0M | $15.8M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| I.E. SHAFFER & CO. | Other Service Provider | $242,125 | — | $242,125 |
| EMPOWER ANNUITY INSURANCE COMPANY | Other Service Provider | $52,242 | — | $52,242 |
| OBRIEN, BELLAND, & BUSHINSKY | Other Service Provider | $38,258 | — | $38,258 |
| GERSON & ASSOCIATES | Other Service Provider | $36,249 | — | $36,249 |
| REYNOLDS CONSULTING SERVICES | Other Service Provider | $24,342 | — | $24,342 |
| LINDABURY, MCCORMICK, ESTABROOK | Other Service Provider | $16,696 | — | $16,696 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $409,912
- Estimated Expense Ratio: 0.098% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $440,255 | $24,342 | $242,125 | $36,249 | — |
| 2023 | $374,732 | $24,115 | $223,856 | $34,633 | — |
| 2022 | $338,211 | $24,115 | $205,767 | — | $86,596 |