Plan Snapshot
- Plan Sponsor: Refined Technologies, INC.
- Sponsor EIN: 481245119
- Sponsor Address: 480 WILDWOOF FOREST DR, SPRING, TX, 77380
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 592
- Total Assets: $53.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 592 | $53.9M | $0 | $0 |
| 2024 | 476 | $42.1M | $2.9M | $3.9M |
| 2023 | 351 | $30.3M | $2.2M | $3.2M |
| 2022 | 264 | $22.9M | $1.5M | $2.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $67,130 | — | $67,130 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $37,393 | — | $37,393 |
| NOVA 401(K) ASSOCIATES | Other Service Provider | $15,175 | $10,000 | $25,175 |
| GALLAGHER BENEFIT SERVICES INC | Investment Advisor | $20,000 | — | $20,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $149,698
- Estimated Expense Ratio: 0.278% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $4,390,244 | — | $122,960 | — | — |
| 2024 | $88,501 | — | $88,501 | — | — |
| 2023 | $60,544 | — | $60,544 | — | — |
| 2022 | $54,134 | — | $54,134 | — | — |