Plan Snapshot
- Plan Sponsor: Refined Technologies, INC.
- Sponsor EIN: 481245119
- Sponsor Address: 480 WILDWOOD FOREST DR., SPRING, TX, 77380
- Plan Type: 401(k)
- Total Participants: 476
- Total Assets: $42.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 476 | $42.1M | $2.9M | $3.9M |
| 2023 | 351 | $30.3M | $2.2M | $3.2M |
| 2022 | 264 | $22.9M | $1.5M | $2.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $44,161 | — | $44,161 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MANAGEMENT | $28,196 | — | $28,196 |
| GALLAGHER BENEFIT SERVICES, INC. | INVESTMENT BROKER | $20,000 | — | $20,000 |
| NOVA 401(K) ASSOCIATES | THIRD PARTY ADMINISTRATOR | $7,825 | $10,000 | $17,825 |
| CROWE LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $110,182
- Estimated Expense Ratio: 0.261% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $88,501 | — | $88,501 | — | — |
| 2023 | $60,544 | — | $60,544 | — | — |
| 2022 | $54,134 | — | $54,134 | — | — |