Plan Snapshot
- Plan Sponsor: Realterm Us, INC.
- Sponsor EIN: 522097545
- Sponsor Address: 201 WEST ST., ANNAPOLIS, MD, 21401
- Plan Type: 401(k)
- Total Participants: 173
- Total Assets: $24.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 173 | $24.2M | $418,665 | $2.2M |
| 2023 | 160 | $18.0M | $394,862 | $2.1M |
| 2022 | 146 | $12.7M | $338,988 | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| HOZIK & COMPANY P.L.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- HOZIK & COMPANY P.L.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $84,681 | $22,148 | $40,385 | — | — |
| 2023 | $64,568 | $24,375 | $32,320 | — | — |
| 2022 | $61,324 | $14,551 | $32,221 | — | $14,552 |