Plan Snapshot
- Plan Sponsor: Real Time Technologies LLC
- Sponsor EIN: 364771895
- Sponsor Address: 100 SE 2ND ST SUITE 2000, MIAMI, FL, 33131
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 183
- Total Assets: $5.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 183 | $5.4M | $0 | $0 |
| 2024 | 168 | $3.9M | $458,891 | $885,544 |
| 2023 | 174 | $3.0M | $329,020 | $641,951 |
| 2022 | 149 | $903,189 | $138,125 | $287,486 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $22,156 | — | $22,156 |
| MERRILL LYNCH PIERCE FENNER & .00 S | Investment Advisor | $12,423 | — | $12,423 |
| ECONOMIC GROUP PENSION .00 SERVICES | Other Service Provider | $10,104 | — | $10,104 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $44,683
- Estimated Expense Ratio: 0.820% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $871,120 | — | — | — | — |
| 2024 | $1,295,225 | — | — | — | — |
| 2023 | $15,252 | — | — | — | — |
| 2022 | $56,607 | — | — | — | — |