Plan Snapshot
- Plan Sponsor: Real Foundations, INC.
- Sponsor EIN: 752880162
- Sponsor Address: 5050 QUORUM DR SUITE 700, DALLAS, TX, 75254
- Plan Type: 401(k)
- Total Participants: 122
- Total Assets: $31.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 122 | $31.4M | $517,059 | $1.8M |
| 2023 | 115 | $26.7M | $511,723 | $1.7M |
| 2022 | 121 | $21.5M | $470,968 | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $78,834 | — | $78,834 |
| MMA SECURITIES LLC | BROKER/ADVISER | — | $44,187 | $44,187 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $9,578 | — | $9,578 |
| FARMER, FUQUA & HUFF | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $132,599
- Estimated Expense Ratio: 0.422% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $84,629 | $9,578 | — | — | — |
| 2023 | $73,058 | $6,621 | — | — | — |
| 2022 | $78,422 | $5,549 | $72,873 | — | — |