Plan Snapshot
- Plan Sponsor: Readerlink Distribution Services, LLC
- Sponsor EIN: 364324269
- Sponsor Address: 1420 KENSINGTON ROAD SUITE 300, OAK BROOK, IL, 60523
- Plan Type: 401(k)
- Total Participants: 1,405
- Total Assets: $108.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,405 | $108.6M | $2.6M | $6.1M |
| 2023 | 1,541 | $102.8M | $2.6M | $6.0M |
| 2022 | 1,548 | $88.3M | $2.4M | $5.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $89,789 | — | $89,789 |
| THE VANGUARD GROUP INC | NONE | $87,544 | — | $87,544 |
| CREATIVE PLANNING HOLDCO LLC DBA CR | INVESTMENT ADVISOR | $22,500 | — | $22,500 |
| VRAKAS S.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- VRAKAS S.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $199,833
- Estimated Expense Ratio: 0.184% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $199,833 | $22,500 | — | — | — |
| 2023 | $197,167 | — | — | — | — |
| 2022 | $88,579 | — | — | — | — |