Plan Snapshot
- Plan Sponsor: Rbc Usa Holdco Corporation
- Sponsor EIN: 200563684
- Sponsor Address: 250 NICOLLET MALL, MINNEAPOLIS, MN, 55401
- Plan Type: Health & Welfare
- Plan Number: 504
- Total Participants: 8,535
- Total Assets: $21.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 8,535 | $21.0M | $149.4M | $46.9M |
| 2023 | 8,300 | $16.9M | $144.5M | $45.1M |
| 2022 | 8,055 | $10.4M | $121.6M | $41.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BLUE CROSS BLUE SHEILD OF MINNESOTA | Other Service Provider | $5,638,737 | — | $5,638,737 |
| EXPRESS SCRIPTS | Other Service Provider | $627,104 | — | $627,104 |
| DELTA DENTAL | Other Service Provider | $375,717 | — | $375,717 |
| LIMEADE | Other Service Provider | $309,232 | — | $309,232 |
| TELADOC HEALTH, INC | Other Service Provider | $241,450 | — | $241,450 |
| WIN FERTILITY | Other Service Provider | $98,000 | — | $98,000 |
| JELLYVISION LAB, INC | Other Service Provider | $93,657 | — | $93,657 |
| OVULINE, INC. DBA OVIA HEALTH | Other Service Provider | $80,107 | — | $80,107 |
| WEX HEALTH INC | Other Service Provider | $44,675 | — | $44,675 |
| TANGO CARD, INC | Other Service Provider | $30,572 | — | $30,572 |
| OLSEN, THIELEN & CO, LTD | Auditor | $27,699 | — | $27,699 |
| COMERICA | Custodian / Trustee | $9,136 | — | $9,136 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- OLSEN, THIELEN & CO, LTD — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $7,576,086
- Estimated Expense Ratio: 36.133% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $7,576,086 | — | $6,959,926 | — | — |
| 2023 | $7,309,854 | — | $6,686,795 | — | — |
| 2022 | $6,781,393 | — | $6,037,489 | — | $743,904 |