Plan Snapshot
- Plan Sponsor: Rayonier Advanced Materials INC.
- Sponsor EIN: 464559529
- Sponsor Address: 1301 RIVERPLACE BLVD. SUITE 2300, JACKSONVILLE, FL, 322079062
- Plan Type: 401(k)
- Total Participants: 624
- Total Assets: $70.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 624 | $70.1M | $1.8M | $3.2M |
| 2023 | 676 | $61.7M | $1.7M | $3.0M |
| 2022 | 667 | $59.4M | $1.4M | $2.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ENNIS, PELLUM & ASSOCIATES, CPAS | ACCOUNTANT/AUDITOR | $50,923 | — | $50,923 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $47,657 | — | $47,657 |
| NFP RETIREMENT | INVESTMENT ADVISOR | $19,424 | — | $19,424 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ENNIS, PELLUM & ASSOCIATES, CPAS — ACCOUNTANT/AUDITOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- NFP RETIREMENT — INVESTMENT ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $118,004
- Estimated Expense Ratio: 0.168% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $118,014 | $19,424 | $1,200 | $50,923 | — |
| 2023 | $111,502 | $43,291 | — | $45,376 | — |
| 2022 | $190,673 | $108,822 | $17,515 | — | $28,500 |