Plan Snapshot
- Plan Sponsor: Rayonier Advanced Materials INC.
- Sponsor EIN: 464559529
- Sponsor Address: 1301 RIVERPLACE BLVD. SUITE 2300, JACKSONVILLE, FL, 322079062
- Plan Type: 401(k)
- Total Participants: 446
- Total Assets: $123.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 446 | $123.6M | $1.6M | $5.3M |
| 2023 | 452 | $117.0M | $1.4M | $4.8M |
| 2022 | 442 | $119.2M | $5.0M | $2.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $60,282 | — | $60,282 |
| ENNIS, PELLUM & ASSOCIATES, CPAS | ACCOUNTANT/AUDITOR | $56,805 | — | $56,805 |
| NFP RETIREMENT | CONSULTANT | $37,585 | — | $37,585 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- ENNIS, PELLUM & ASSOCIATES, CPAS — ACCOUNTANT/AUDITOR
- NFP RETIREMENT — CONSULTANT
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $154,672
- Estimated Expense Ratio: 0.125% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $154,683 | — | $300 | $56,805 | — |
| 2023 | $182,805 | $89,299 | $1,200 | $54,492 | — |
| 2022 | $306,984 | $227,418 | $9,406 | — | $31,032 |