Plan Snapshot
- Plan Sponsor: Raymours Furniture Company, INC.
- Sponsor EIN: 150556500
- Sponsor Address: 7230 MORGAN ROAD, LIVERPOOL, NY, 13088
- Plan Type: 401(k)
- Total Participants: 5,288
- Total Assets: $266.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 5,288 | $266.5M | $4.1M | $17.0M |
| 2023 | 5,253 | $234.6M | $5.7M | $17.0M |
| 2022 | 5,647 | $195.9M | $6.4M | $17.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GROSSMAN ST AMOUR CPAS | Auditor | $18,475 | — | $18,475 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $18,475
- Estimated Expense Ratio: 0.007% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | -$132,975 | — | $300 | $18,475 | — |
| 2023 | $8,257 | $35,000 | $900 | $17,600 | — |
| 2022 | $30,843 | — | — | — | — |