Plan Snapshot
- Plan Sponsor: Raymond James Financial, INC.
- Sponsor EIN: 591517485
- Sponsor Address: 880 CARILLON PKWY, ST PETERSBURG, FL, 337161102
- Plan Type: 401(k)
- Plan Number: 010
- Total Participants: 18,916
- Total Assets: $3.3B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 18,916 | $3.3B | $0 | $0 |
| 2024 | 16,088 | $2.9B | $14.3M | $203.3M |
| 2023 | 15,528 | $2.4B | $13.9M | $180.1M |
| 2022 | 14,269 | $1.9B | $12.6M | $161.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $632,627 | — | $632,627 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $632,627
- Estimated Expense Ratio: 0.019% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $272,376,402 | — | $632,627 | — | — |
| 2024 | $684,832 | — | $684,832 | — | — |
| 2023 | $627,447 | — | $627,447 | — | — |
| 2022 | $586,160 | — | $586,160 | — | — |