Plan Snapshot
- Plan Sponsor: Ratto Bros., INC.
- Sponsor EIN: 943025282
- Sponsor Address: P.O. BOX 256, SALIDA, CA, 95368
- Plan Type: 401(k)
- Total Participants: 346
- Total Assets: $10.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 346 | $10.1M | $341,757 | $578,985 |
| 2023 | 270 | $8.6M | $316,753 | $535,359 |
| 2022 | 173 | $7.1M | $288,096 | $529,580 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ATHERTON & ASSOCIATES, LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $65,828 | $19,762 | — | — | — |
| 2023 | $54,121 | $15,987 | — | — | — |
| 2022 | $57,159 | — | — | — | $57,159 |