Plan Snapshot
- Plan Sponsor: Rand-Whitney Group, LLC
- Sponsor EIN: 043340692
- Sponsor Address: ONE PATRIOT PLACE, WORCESTER, MA, 02035
- Plan Type: DB
- Plan Number: 004
- Total Participants: 310
- Total Assets: $5.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 310 | $5.2M | $0 | $0 |
| 2024 | 153 | $4.4M | $199,288 | $0 |
| 2023 | 94 | $3.9M | $202,461 | $0 |
| 2022 | 80 | $3.3M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CHARLES SCHWAB TRUST BANK | Custodian / Trustee | $28,014 | — | $28,014 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $28,014
- Estimated Expense Ratio: 0.537% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $130,106 | $28,014 | — | — | — |
| 2024 | $25,598 | — | — | — | — |
| 2023 | $21,930 | — | — | — | — |
| 2022 | $22,810 | — | — | — | $22,810 |