Plan Snapshot
- Plan Sponsor: Ramos Oil Company, INC.
- Sponsor EIN: 942248416
- Sponsor Address: 1515 SOUTH RIVER ROAD, WEST SACRAMENTO, CA, 95691
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 83
- Total Assets: $17.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 83 | $17.5M | $484,902 | $807,827 |
| 2023 | 187 | $29.9M | $620,333 | $1.0M |
| 2022 | 175 | $27.0M | $601,944 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | Recordkeeper | $54,100 | — | $54,100 |
| CAPFINANCIAL PARTNERS, LLC (DBA)CAP | Other Service Provider | $32,928 | — | $32,928 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STANCORP FINANCIAL GROUP — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $87,028
- Estimated Expense Ratio: 0.496% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $87,029 | $32,928 | $54,101 | — | — |
| 2023 | $87,307 | — | $87,307 | — | — |
| 2022 | $86,081 | — | $86,081 | — | — |