Plan Snapshot
- Plan Sponsor: Racetrac, INC.
- Sponsor EIN: 630642959
- Sponsor Address: 200 GALLERIA PARKWAY SE, SUITE 900, ATLANTA, GA, 30339
- Plan Type: 401(k)
- Plan Number: 502
- Total Participants: 4,167
- Total Assets: $0
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 4,167 | $0 | $0 | $0 |
| 2024 | 3,647 | $0 | $21.3M | $13.6M |
| 2023 | 2,929 | $2.5M | $19.6M | $9.8M |
| 2022 | 2,713 | $881,762 | $25.5M | $9.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UMR, INC. | Other Service Provider | $2,690,302 | $35,096 | $2,725,398 |
| ACCOLADE | Other Service Provider | $804,835 | — | $804,835 |
| CIGNA HEALTH AND LIFE INSURANCE CO | Other Service Provider | $212,358 | — | $212,358 |
| MERITAIN HEALTH | Other Service Provider | $71,572 | — | $71,572 |
| CBIZ BENEFITS & INSURANCE SERVICES | Other Service Provider | $64,438 | — | $64,438 |
| CBIZ PAYROLL | Other Service Provider | $13,297 | — | $13,297 |
| EYEMED VISION CARE | Other Service Provider | $10,385 | — | $10,385 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $3,902,283
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | — | — | — | — | — |
| 2024 | $3,867,187 | — | $3,802,749 | — | — |
| 2023 | $3,162,087 | — | $3,079,592 | — | — |
| 2022 | $2,740,616 | — | $2,740,616 | — | — |