Plan Snapshot
- Plan Sponsor: Raba Kistner, INC.
- Sponsor EIN: 741611534
- Sponsor Address: 12821 WEST GOLDEN LANE, SAN ANTONIO, TX, 782492232
- Plan Type: 401(k)
- Total Participants: 794
- Total Assets: $57.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 794 | $57.2M | $1.6M | $4.8M |
| 2023 | 722 | $47.9M | $1.3M | $4.0M |
| 2022 | 588 | $39.5M | $1.1M | $3.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ACEC RETIREMENT TRUST | OTHER | $66,437 | — | $66,437 |
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $13,984 | — | $13,984 |
| SOL SCHWARTZ & ASSOCIATES PC | AUDITOR | $12,300 | — | $12,300 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $10,300 | — | $10,300 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $103,021
- Estimated Expense Ratio: 0.180% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $103,021 | $10,300 | — | $12,300 | — |
| 2023 | $81,766 | $9,858 | — | $11,570 | — |
| 2022 | $77,153 | — | $77,153 | — | — |