Plan Snapshot
- Plan Sponsor: R & S Erection, INC.
- Sponsor EIN: 942158538
- Sponsor Address: 2057 WEST AVENUE 140TH, SAN LEANDRO, CA, 94577
- Plan Type: 401(k)
- Total Participants: 435
- Total Assets: $23.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 435 | $23.7M | $1.2M | $1.4M |
| 2023 | 406 | $20.3M | $1.0M | $1.2M |
| 2022 | 336 | $16.7M | $887,370 | $1.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE CO | NONE | $10,519 | $102,468 | $112,987 |
| CBIZ INVESTMENT ADVISORY | NONE | — | $43,538 | $43,538 |
| ELSENER & ELSENER, LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $156,525
- Estimated Expense Ratio: 0.660% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $12,705 | — | $8,186 | — | — |
| 2023 | $18,852 | — | $18,852 | — | — |
| 2022 | $11,281 | — | $11,281 | — | — |