Plan Snapshot
- Plan Sponsor: Pure Romance, LLC
- Sponsor EIN: 311407012
- Sponsor Address: 300 MAIN STREET, CINCINNATI, OH, 45202
- Plan Type: 401(k)
- Total Participants: 45
- Total Assets: $8.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 45 | $8.0M | $156,385 | $372,688 |
| 2023 | 69 | $9.2M | $240,020 | $530,653 |
| 2022 | 120 | $9.9M | $303,398 | $656,946 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSUANCE COMPANY | Recordkeeper | $33,160 | — | $33,160 |
| AMERITAS ADVISORY SERVICES, LLC | Investment Advisor | — | $17,932 | $17,932 |
| CREATIVE RETIREMENT SYSTEMS | Recordkeeper | $5,100 | $4,403 | $9,503 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- AMERITAS ADVISORY SERVICES, LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $60,595
- Estimated Expense Ratio: 0.760% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $38,246 | — | $38,246 | — | — |
| 2023 | $55,307 | — | $12,225 | — | — |
| 2022 | $65,681 | — | — | — | — |