Plan Snapshot
- Plan Sponsor: Pro-Spectus, INC.
- Sponsor EIN: 270293696
- Sponsor Address: 412 OLIVE AVE, HUNTINGTON BEACH, CA, 92648
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 208
- Total Assets: $6.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 208 | $6.2M | $0 | $0 |
| 2024 | 140 | $3.8M | $380,395 | $780,807 |
| 2023 | 123 | $2.5M | $360,100 | $643,830 |
| 2022 | 86 | $1.3M | $270,836 | $438,099 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ASCENSUS | Other Service Provider | $9,856 | — | $9,856 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $9,856
- Estimated Expense Ratio: 0.159% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $267,649 | — | — | — | — |
| 2024 | $2,550 | — | — | — | — |
| 2023 | $90,606 | — | — | — | — |
| 2022 | $37,271 | — | — | — | — |