Plan Snapshot
- Plan Sponsor: Princeton Properties Management, INC.
- Sponsor EIN: 043139264
- Sponsor Address: 1115 WESTFORD ST, LOWELL, MA, 01851
- Plan Type: 401(k)
- Total Participants: 207
- Total Assets: $24.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 207 | $24.6M | $375,109 | $1.5M |
| 2023 | 206 | $22.7M | $351,986 | $1.4M |
| 2022 | 202 | $19.6M | $360,015 | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY GRAYSTONE CONSULTING | INVESTMENT ADVISOR | $16,129 | — | $16,129 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $13,908 | — | $13,908 |
| CBIZ CPAS P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY GRAYSTONE CONSULTING — INVESTMENT ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $30,037
- Estimated Expense Ratio: 0.122% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $30,037 | $16,129 | — | — | — |
| 2023 | $70,558 | — | — | — | — |
| 2022 | $20,326 | — | — | — | — |