Plan Snapshot
- Plan Sponsor: President & Fellows Of Harvard College Harvard Human Resources, Benefi
- Sponsor EIN: 042103580
- Sponsor Address: 114 MT AUBURN ST, CAMBRIDGE, MA, 02138
- Plan Type: DC
- Total Participants: 2,666
- Total Assets: $1.6B
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,666 | $1.6B | $24.8M | $0 |
| 2023 | 2,732 | $1.6B | $11.7M | $0 |
| 2022 | 2,775 | $1.5B | $33.2M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WILLIS TOWERS WATSON | ACTUARIAL CONSULTING | $610,596 | — | $610,596 |
| TIAA | INVESTMENT MANAGER | $515,532 | — | $515,532 |
| WELLINGTON MANAGEMENT COMPANY, LLP | INVESTMENT MANAGEMENT | $358,015 | — | $358,015 |
| PRICEWATERHOUSECOOPERS, LLC. | CERTIFIED PUBLIC ACCOUNT | $136,093 | — | $136,093 |
| ROPES & GRAY | LEGAL CONSULTING | $64,067 | — | $64,067 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TIAA — INVESTMENT MANAGER
- PRICEWATERHOUSECOOPERS, LLC. — CERTIFIED PUBLIC ACCOUNT
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,684,303
- Estimated Expense Ratio: 0.108% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $3,128,375 | — | $40,532 | — | — |
| 2023 | $1,474,219 | — | $45,238 | — | — |
| 2022 | $2,423,479 | — | $44,209 | — | $2,379,270 |