Plan Snapshot
- Plan Sponsor: Poyner Spruill LLP
- Sponsor EIN: 561493995
- Sponsor Address: PO BOX 1801, RALEIGH, NC, 276021801
- Plan Type: DC
- Total Participants: 171
- Total Assets: $71.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 171 | $71.8M | $891,590 | $1.8M |
| 2023 | 172 | $65.3M | $817,495 | $1.8M |
| 2022 | 168 | $59.3M | $760,837 | $1.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES, IN | NONE | $46,358 | — | $46,358 |
| MORGAN STANLEY CAPITAL MANAGE | NONE | $34,891 | — | $34,891 |
| COOK STREET CONSULTING, INC | NONE | $33,875 | — | $33,875 |
| ELLIOTT GROUP, CPAS LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SCHWAB RETIREMENT PLAN SERVICES, IN — NONE
- MORGAN STANLEY CAPITAL MANAGE — NONE
- COOK STREET CONSULTING, INC — NONE
- ELLIOTT GROUP, CPAS LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $115,124
- Estimated Expense Ratio: 0.160% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $115,123 | $68,765 | — | — | — |
| 2023 | $109,689 | $66,762 | — | — | — |
| 2022 | $109,116 | $63,136 | — | — | — |