Plan Snapshot
- Plan Sponsor: Pointsmith Holding Company, INC.
- Sponsor EIN: 880480686
- Sponsor Address: 21202 PARK ROW DRIVE, KATY, TX, 77449
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 29
- Total Assets: $17.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2023 | 29 | $17.9M | $259,754 | $956,258 |
| 2022 | 127 | $20.5M | $316,958 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $33,964 | — | $33,964 |
| MCCONNELL & JONES LLP | Auditor | $16,899 | — | $16,899 |
| SAGEVIEW ADVISORY GROUP, LLC | Investment Advisor | $15,336 | $1 | $15,337 |
| HOUSTON BENEFIT CONSULTING LLC | Recordkeeper | $8,198 | — | $8,198 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MCCONNELL & JONES LLP — Auditor
- SAGEVIEW ADVISORY GROUP, LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $74,398
- Estimated Expense Ratio: 0.415% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2023 | $74,397 | $15,336 | $33,964 | $16,899 | — |
| 2022 | $79,409 | — | $79,409 | — | — |