Plan Snapshot
- Plan Sponsor: Point Digital Finance, INC.
- Sponsor EIN: 472305386
- Sponsor Address: 444 HIGH ST FL 4, PALO ALTO, CA, 94301
- Plan Type: 401(k)
- Total Participants: 165
- Total Assets: $10.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 165 | $10.6M | $0 | $1.8M |
| 2023 | 155 | $7.7M | $0 | $1.9M |
| 2022 | 295 | $4.7M | $0 | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GUIDELINE, INC. | Recordkeeper | $7,762 | — | $7,762 |
| BENEFIT TRUST COMPANY | Custodian / Trustee | — | $7,719 | $7,719 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- GUIDELINE, INC. — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $15,481
- Estimated Expense Ratio: 0.145% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $8,572 | $7,240 | — | — | — |
| 2023 | $5,604 | $4,896 | — | — | — |
| 2022 | $3,821 | $3,821 | — | — | — |