Plan Snapshot
- Plan Sponsor: Plymouth Bay Orthopedic Associates, INC.
- Sponsor EIN: 043125249
- Sponsor Address: 41 RESNIK ROAD, PLYMOUTH, MA, 02360
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 170
- Total Assets: $19.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 170 | $19.1M | $0 | $0 |
| 2024 | 79 | $17.2M | $435,100 | $272,238 |
| 2023 | 74 | $15.1M | $446,359 | $291,470 |
| 2022 | 57 | $13.4M | $494,537 | $333,743 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LINCOLN INVESTMENT PLANNING INC. | Investment Advisor | $79,926 | — | $79,926 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $16,222 | — | $16,222 |
| THE ANGELL PENSION GROUP INC | Other Service Provider | $1,900 | $10,000 | $11,900 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $8,469 | — | $8,469 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $116,517
- Estimated Expense Ratio: 0.609% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,142,500 | — | — | — | — |
| 2024 | $1,077,673 | — | — | — | — |
| 2023 | $1,963,748 | — | — | — | — |
| 2022 | $1,602,090 | — | — | — | — |