Plan Snapshot
- Plan Sponsor: Plumbers & Fitters Local 101 Health & Welfare Fund
- Sponsor EIN: 376146889
- Sponsor Address: 8 PREMIER DRIVE, BELLEVILLE, IL, 62220
- Plan Type: Health & Welfare
- Plan Number: 502
- Total Participants: 199
- Total Assets: $5.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 199 | $5.4M | $5.5M | $44,310 |
| 2023 | 196 | $5.1M | $3.7M | $34,793 |
| 2022 | 204 | $6.1M | $4.7M | $42,629 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CITIZENS RX | Other Service Provider | $754,787 | — | $754,787 |
| MERITAIN HEALTH | Insurance Carrier | $167,335 | — | $167,335 |
| PLUMB&PIPEFITTERS LU 25 BENEFIT FD | Recordkeeper | $31,034 | — | $31,034 |
| MARSH & MCLENNAN AGENCY | Investment Advisor | $23,640 | — | $23,640 |
| HAMMOND & SHINNERS PC | ERISA Attorney | $16,495 | — | $16,495 |
| SCHEFFEL BOYLE | Auditor | $15,300 | — | $15,300 |
| H&H HEALTH ASSOCIATES, INC. | Other Service Provider | $12,175 | — | $12,175 |
| THE COMMERCE TRUST COMPANY | Investment Advisor | $10,152 | — | $10,152 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MARSH & MCLENNAN AGENCY — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,030,918
- Estimated Expense Ratio: 18.998% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $161,041 | $11,652 | $31,034 | $15,300 | — |
| 2023 | $132,664 | $11,253 | $30,678 | $14,580 | — |
| 2022 | $145,299 | $12,846 | $29,497 | — | $30,715 |