Plan Snapshot
- Plan Sponsor: Plumbers And Steamfitters Local #486 Medical Fund
- Sponsor EIN: 521059733
- Sponsor Address: 7130 COLUMBIA GATEWAY DRIVE, COLUMBIA, MD, 21046
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 1,636
- Total Assets: $43.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,636 | $43.7M | $27.2M | $1.5M |
| 2023 | 1,503 | $40.2M | $24.3M | $1.5M |
| 2022 | 1,503 | $38.6M | $22.9M | $1.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS | Other Service Provider | $276,092 | — | $276,092 |
| ZELIS | Other Service Provider | $232,076 | — | $232,076 |
| CONIFER VALUE-BASED CARE, LLC | Other Service Provider | $199,018 | — | $199,018 |
| BENESYS INC. | Other Service Provider | $186,752 | — | $186,752 |
| CAREFIRST BC/BS OF MARYLAND | Other Service Provider | $172,870 | — | $172,870 |
| ABATO, RUBENSTEIN, & ABATO | Other Service Provider | $171,977 | — | $171,977 |
| CHARTWELL INVESTMENT PARTNERS | Other Service Provider | $106,515 | — | $106,515 |
| NCAS | Other Service Provider | $98,630 | — | $98,630 |
| INVESTMENT PEFORMANCE SERVICES | Other Service Provider | $88,738 | — | $88,738 |
| CALL A DOCTOR PLUS | Other Service Provider | $53,522 | — | $53,522 |
| CIGNA HEALTH & LIFE INSURANCE CO. | Other Service Provider | $42,604 | — | $42,604 |
| SWORD HEALTH | Other Service Provider | $30,082 | — | $30,082 |
| SEGAL SELECT INSURANCE SERVICES | Other Service Provider | — | $18,810 | $18,810 |
| CALIBRE CPA GROUP | Auditor | $16,663 | — | $16,663 |
| KENNETH KAHL | Custodian / Trustee | $12,514 | — | $12,514 |
| ERIC ECKSTEIN | Custodian / Trustee | $11,940 | — | $11,940 |
| KARI CORDELL | Custodian / Trustee | $11,351 | — | $11,351 |
| NATIONAL VISION ADMINISTRATORS | Other Service Provider | $9,901 | — | $9,901 |
| EXPRESS SCRIPTS | Other Service Provider | $9,791 | — | $9,791 |
| PNC BANK | Other Service Provider | $9,561 | — | $9,561 |
| ANTHONY GEORGE | Custodian / Trustee | $9,096 | — | $9,096 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CALIBRE CPA GROUP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,768,503
- Estimated Expense Ratio: 4.050% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,042,731 | $142,303 | $462,844 | $16,663 | — |
| 2023 | $1,603,023 | $104,747 | $376,980 | $20,300 | — |
| 2022 | $1,291,246 | $107,285 | $376,980 | — | $151,376 |