Plan Snapshot
- Plan Sponsor: Plumbers And Pipefitters Local Union No. 45 Retirement Plan
- Sponsor EIN: 510165113
- Sponsor Address: 2329 SOUTH 22ND STREET, ST. JOSEPH, MO, 64503
- Plan Type: DB
- Total Participants: 151
- Total Assets: $17.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 151 | $17.4M | $0 | $0 |
| 2024 | 148 | $16.4M | $0 | $0 |
| 2023 | 134 | $14.4M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| DEBOER & ASSOCIATES, PC | Auditor | $18,500 | — | $18,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- DEBOER & ASSOCIATES, PC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $18,500
- Estimated Expense Ratio: 0.106% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $154,634 | $87,242 | $2,723 | $18,500 | — |
| 2024 | $128,299 | $74,009 | $2,700 | $18,000 | — |
| 2023 | $121,772 | $71,903 | — | — | $39,739 |