Plan Snapshot
- Plan Sponsor: Pioneer Spine And Sports Physicians P.C.
- Sponsor EIN: 043034772
- Sponsor Address: 271 PARK STREET, WEST SPRINGFIELD, MA, 01089
- Plan Type: 401(k)
- Total Participants: 91
- Total Assets: $19.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 91 | $19.7M | $0 | $404,590 |
| 2023 | 82 | $17.6M | $0 | $429,145 |
| 2022 | 78 | $15.4M | $0 | $452,720 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ROSENFIELD & CO., PLLC | Auditor | $70,716 | — | $70,716 |
| LINCOLN NATIONAL CORPORATION | RECORDKEEPER | $70,266 | — | $70,266 |
| COMPASS 360, LLC | RECORDKEEPER | $21,208 | — | $21,208 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LINCOLN NATIONAL CORPORATION — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $162,190
- Estimated Expense Ratio: 0.821% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $88,371 | $17,655 | — | $70,716 | — |
| 2023 | $76,669 | — | $76,669 | — | — |
| 2022 | $81,154 | — | — | — | $81,154 |