Plan Snapshot
- Plan Sponsor: Pfg-St. Louis, LLC
- Sponsor EIN: 853493848
- Sponsor Address: 5043 W 67TH STREET, BEDFORD PARK, IL, 60638
- Plan Type: 401(k)
- Total Participants: 131
- Total Assets: $3.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 131 | $3.9M | $222,399 | $574,592 |
| 2023 | 141 | $3.0M | $204,548 | $579,105 |
| 2022 | 218 | $2.2M | $98,079 | $238,804 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $19,603 | — | $19,603 |
| MERRILL LYNCH PIERCE FENNER & SMITH | CONSULTANT | $8,248 | $13 | $8,261 |
| DIGIOVINE HNILO JORDON AND JOHNSON | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $27,864
- Estimated Expense Ratio: 0.712% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $27,851 | $3,299 | $19,603 | — | — |
| 2023 | $46,608 | $2,328 | $40,902 | — | — |
| 2022 | $7,052 | $43 | $6,966 | — | $43 |