Plan Snapshot
- Plan Sponsor: Pender Ems And Fire, INC.
- Sponsor EIN: 810567043
- Sponsor Address: 805 RIDGEWOOD ROAD, BURGAW, NC, 28425
- Plan Type: DB
- Total Participants: 68
- Total Assets: $6.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 68 | $6.5M | $2.7M | $261,069 |
| 2023 | 73 | $3.3M | $374,422 | $273,374 |
| 2022 | 84 | $3.0M | $621,390 | $274,842 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MCGRIFF, A MARSH & MCLENNAN COMPANY | Investment Advisor | $28,429 | — | $28,429 |
| TRUIST BANK | Other Service Provider | $14,734 | — | $14,734 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MCGRIFF, A MARSH & MCLENNAN COMPANY — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $43,163
- Estimated Expense Ratio: 0.667% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $133,965 | — | — | — | — |
| 2023 | $134,689 | — | — | $7,800 | — |
| 2022 | $154,144 | — | — | — | $53,302 |