Plan Snapshot
- Plan Sponsor: Pen-Link, Ltd.
- Sponsor EIN: 470707585
- Sponsor Address: 5944 VANDERVOORT DRIVE, LINCOLN, NE, 685162305
- Plan Type: 401(k)
- Total Participants: 154
- Total Assets: $41.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 154 | $41.2M | $394,859 | $1.3M |
| 2023 | 150 | $37.3M | $272,371 | $935,100 |
| 2022 | 115 | $29.7M | $200,000 | $787,665 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BELLWETHER ADVISORS, LLC | INV ADV, PARTICIPANTS | $67,901 | — | $67,901 |
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $41,097 | — | $41,097 |
| ALERA INVESTMENT ADVISORS, LLC | INVESTMENT ADVISORY | $28,118 | $1,882 | $30,000 |
| PEN LINK LTD | ACCOUNTANT | $18,900 | — | $18,900 |
| FORVIS MAZARS LLP | Auditor | $16,467 | — | $16,467 |
| PLAN A WEALTH LLC | INV ADV, PARTICIPANTS | $9,235 | — | $9,235 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ALERA INVESTMENT ADVISORS, LLC — INVESTMENT ADVISORY
- FORVIS MAZARS LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $183,600
- Estimated Expense Ratio: 0.446% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $165,763 | $28,118 | $44,042 | $16,467 | — |
| 2023 | $117,126 | $27,777 | $32,173 | — | — |
| 2022 | $62,395 | $13,493 | $13,869 | — | — |