Plan Snapshot
- Plan Sponsor: Pcs Administration Usa, INC. C/O Nutrien, Ltd.
- Sponsor EIN: 562111626
- Sponsor Address: 5296 HARVEST LAKE DRIVE, LOVELAND, CO, 80538
- Plan Type: 401(k)
- Total Participants: 920
- Total Assets: $184.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 920 | $184.1M | $6.3M | $11.6M |
| 2023 | 1,053 | $278.8M | $6.6M | $12.3M |
| 2022 | 1,140 | $265.8M | $7.1M | $13.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TOWERS WATSON | Other Service Provider | $72,334 | — | $72,334 |
| STRATEGIC ADVISORS, INC. | Investment Advisor | $60,932 | — | $60,932 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $50,598 | — | $50,598 |
| EIDE BAILLY | Auditor | $32,550 | — | $32,550 |
| STATE STREET GLOBAL ADVISORS | Other Service Provider | $23,039 | — | $23,039 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STRATEGIC ADVISORS, INC. — Investment Advisor
- FIDELITY INVESTMENTS INSTITUTIONAL — Recordkeeper
- EIDE BAILLY — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $239,453
- Estimated Expense Ratio: 0.130% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $239,726 | $60,932 | $300 | — | — |
| 2023 | $213,941 | $44,420 | $1,200 | — | — |
| 2022 | $252,974 | $34,541 | — | — | — |