Plan Snapshot
- Plan Sponsor: Paulo Products Company
- Sponsor EIN: 430618815
- Sponsor Address: 5620 WEST PARK, ST. LOUIS, MO, 63110
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 275
- Total Assets: $502,819
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 275 | $502,819 | $0 | $0 |
| 2024 | 252 | $1.8M | $1.7M | $1.1M |
| 2023 | 241 | $494,564 | $1.9M | $1.2M |
| 2022 | 252 | $455,180 | $1.7M | $1.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UMR, INC. | Other Service Provider | $159,390 | — | $159,390 |
| TRION MARSH & MCLENNAN | Other Service Provider | $150,000 | — | $150,000 |
| EMPIRX HEALTH | Other Service Provider | $35,364 | — | $35,364 |
| DELTA DENTAL OF MISSOURI | Other Service Provider | $22,986 | — | $22,986 |
| H & H HEALTH ASSOC | Other Service Provider | $7,438 | — | $7,438 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $375,178
- Estimated Expense Ratio: 74.615% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $3,846,882 | $401,887 | — | — | — |
| 2024 | $425,362 | $425,362 | — | — | — |
| 2023 | $395,285 | $395,285 | — | — | — |
| 2022 | $358,142 | $356,794 | $1,348 | — | — |