Plan Snapshot
- Plan Sponsor: Pathways INC
- Sponsor EIN: 161089007
- Sponsor Address: 33 DENISON PKWY W, CORNING, NY, 14830
- Plan Type: 401(k)
- Total Participants: 496
- Total Assets: $18.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 496 | $18.2M | $963,878 | $480,658 |
| 2023 | 495 | $17.1M | $845,350 | $518,961 |
| 2022 | 550 | $14.9M | $848,619 | $512,011 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LPL FINANCIAL LLC - RPCP | RIA | $21,136 | — | $21,136 |
| JOHN HANCOCK LIFE INS COMPANY OF NY | RECORDKEEPER | $9,270 | — | $9,270 |
| CITIZENS & NORTHERN BANK | RIA | $8,417 | — | $8,417 |
| MENGEL METZGER BARR AND CO. LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JOHN HANCOCK LIFE INS COMPANY OF NY — RECORDKEEPER
- MENGEL METZGER BARR AND CO. LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $38,823
- Estimated Expense Ratio: 0.214% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $111,211 | $33,669 | $14,678 | — | — |
| 2023 | $97,704 | $30,263 | $10,730 | — | — |
| 2022 | $97,646 | $29,187 | $15,887 | — | $52,205 |