Plan Snapshot
- Plan Sponsor: Panera Bread Company
- Sponsor EIN: 042723701
- Sponsor Address: 1400 S HIGHWAY DR, FENTON, MO, 63026
- Plan Type: 401(k)
- Total Participants: 25,092
- Total Assets: $285.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 25,092 | $285.0M | $12.2M | $26.1M |
| 2023 | 27,322 | $250.8M | $12.5M | $26.2M |
| 2022 | 28,929 | $200.3M | $6.1M | $23.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ARMANINO, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ARMANINO, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $471,583 | — | $471,583 | — | — |
| 2023 | $384,404 | — | $384,404 | — | — |
| 2022 | $332,537 | — | $332,537 | — | — |