Plan Snapshot
- Plan Sponsor: Pala Band Of Mission Indians
- Sponsor EIN: 952863815
- Sponsor Address: 35008 PALA TEMECULA ROAD, PMB 50, PALA, CA, 920592419
- Plan Type: 401(k)
- Total Participants: 1,175
- Total Assets: $72.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,175 | $72.7M | $1.3M | $3.9M |
| 2023 | 1,109 | $64.6M | $1.3M | $3.9M |
| 2022 | 1,112 | $57.0M | $1.5M | $4.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ALERUS FINANCIAL, N.A. | NONE | $152,372 | — | $152,372 |
| SAGE CAPITAL ADVISORS LLC | NONE | $132,648 | — | $132,648 |
| HOULDSWORTH, RUSSO & CO., P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ALERUS FINANCIAL, N.A. — NONE
- HOULDSWORTH, RUSSO & CO., P.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $285,020
- Estimated Expense Ratio: 0.392% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $285,019 | $132,648 | — | — | — |
| 2023 | $263,071 | $119,021 | — | — | — |
| 2022 | $272,860 | $123,108 | — | — | — |