Plan Snapshot
- Plan Sponsor: Pacific Ridge School
- Sponsor EIN: 861061606
- Sponsor Address: 6269 EL FUERTE ST, CARLSBAD, CA, 92009
- Plan Type: 403(b)
- Plan Number: 001
- Total Participants: 133
- Total Assets: $25.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 133 | $25.8M | $912,952 | $1.0M |
| 2023 | 138 | $22.4M | $770,513 | $1.0M |
| 2022 | 138 | $19.0M | $671,525 | $968,569 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIAA - TEACHERS INS & ANNUITY ASSOC | Recordkeeper | $28,484 | — | $28,484 |
| MARSH & MCLENNAN AGENCY, LLC | Investment Advisor | $16,837 | — | $16,837 |
| MARSH & MCLENNAN AGENCY | Investment Advisor | $5,393 | — | $5,393 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TIAA - TEACHERS INS & ANNUITY ASSOC — Recordkeeper
- MARSH & MCLENNAN AGENCY, LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $50,714
- Estimated Expense Ratio: 0.197% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $54,593 | $26,534 | $28,059 | — | — |
| 2023 | $57,416 | $30,554 | $26,862 | — | — |
| 2022 | $37,676 | $12,194 | $25,482 | — | — |