Plan Snapshot
- Plan Sponsor: Pacific Life Insurance Company
- Sponsor EIN: 951079000
- Sponsor Address: 700 NEWPORT CENTER DRIVE, NEWPORT BEACH, CA, 926606397
- Plan Type: 401(k)
- Plan Number: 007
- Total Participants: 5,313
- Total Assets: $2.0B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 5,313 | $2.0B | $0 | $0 |
| 2024 | 3,436 | $1.8B | $53.6M | $49.4M |
| 2023 | 3,249 | $1.6B | $47.9M | $46.9M |
| 2022 | 3,138 | $1.4B | $44.7M | $42.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $352,470 | — | $352,470 |
| MERCER | Investment Advisor | $99,083 | — | $99,083 |
| METROPOLITAN LIFE INSURANCE | Other Service Provider | $94,241 | — | $94,241 |
| DELOITTE & TOUCHE LLP | Other Service Provider | $60,800 | — | $60,800 |
| GROOM LAW GROUP, CHARTER | ERISA Attorney | $31,170 | — | $31,170 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $637,764
- Estimated Expense Ratio: 0.032% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $159,178,801 | $99,083 | $446,711 | $60,800 | — |
| 2024 | $570,012 | $96,197 | $397,206 | $58,500 | — |
| 2023 | $699,063 | $159,660 | $383,712 | — | — |
| 2022 | $569,301 | $117,686 | $380,016 | — | $71,599 |