Plan Snapshot
- Plan Sponsor: Pacific Dermatology Institute, INC.
- Sponsor EIN: 270481805
- Sponsor Address: 101 E. REDLANDS BLVD. SUITE 180, REDLANDS, CA, 92373
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 209
- Total Assets: $5.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 209 | $5.6M | $0 | $0 |
| 2024 | 168 | $4.2M | $224,561 | $912,460 |
| 2023 | 165 | $2.9M | $209,260 | $657,698 |
| 2022 | 164 | $1.9M | $204,102 | $566,631 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JOHN HANCOCK | Other Service Provider | $22,234 | — | $22,234 |
| MMA SECURITIES, LLC | Other Service Provider | $16,896 | — | $16,896 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $39,130
- Estimated Expense Ratio: 0.693% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $671,455 | $18,488 | $20,642 | — | — |
| 2024 | $30,068 | $15,521 | $14,547 | — | — |
| 2023 | $25,800 | $15,510 | $10,290 | — | — |
| 2022 | $19,586 | $11,689 | $7,897 | — | — |