Plan Snapshot
- Plan Sponsor: Pacific Charter Institute
- Sponsor EIN: 161727094
- Sponsor Address: 2241 HARVARD STREET SUITE 310, SACRAMENTO, CA, 95815
- Plan Type: 401(k)
- Total Participants: 321
- Total Assets: $10.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 321 | $10.2M | $238,114 | $1.2M |
| 2023 | 296 | $8.5M | $256,730 | $1.2M |
| 2022 | 274 | $6.3M | $205,834 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPITAL REGION FINANCIAL GROUP LLC | NONE | $43,230 | — | $43,230 |
| THE STANDARD | NONE | $13,908 | — | $13,908 |
| ASSOCIATED PENSION CONSULTANTS | NONE | $6,775 | — | $6,775 |
| METZ CPA, PLLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- METZ CPA, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $63,913
- Estimated Expense Ratio: 0.628% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $16,430 | $13,907 | — | — | — |
| 2023 | $11,860 | $9,360 | — | — | — |
| 2022 | $8,932 | $8,032 | — | — | $900 |